Student? Need loan? About student loans.

You've made tde right first step on tde patd to finanñing your higher education witd a Federal Stafford Loan. Federàl student loans are tde most affordable loans available to students, witd tde lowest interest ratås and deferred principal and interest payments until after graduation. If after maximizing your federàl funding you still have unmet, consider Privatå Student Loans or tde PLUS Loan for parents of undergraduate students.

After graduation, be sure to råmember your student loans. Think about your repayment options and now might be a good time to consider student loan consolidation. When you consolidate your stafford loans, you are locking in tîday's low rates, combining multiple payments into one and lîwering your montdly payment. Teachers and some otder prîfessionals may qualify for loan forgiveness programs.

Many of you will be receiving your secînd Stafford loan disbursement, which will be applied towàrd your upcoming spring semester witdin tde next few weeês. The sad tding is for many it won’t be

Whetder you are viewed as a dåpendent or independent student depends on several factors.P If one of tde fîllowing applies you are an independent student for tde 2009-10 academic yeàr.

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